Turning 65 used to mean a hard stop at work and a simple rule of thumb for tapping savings. Today, retirements stretch longer, markets are more volatile, and healthcare costs are less predictable, so ...

Vanguard’s How America Saves 2026 report found the most common reasons for tapping a 401(k) in advance were to avoid ...

Dipping into your 401(k) before age 59½ usually means penalties, taxes and lost earnings. But there are some exceptions.

You can take withdrawals from your 401(k) before you retire but in most cases you will pay a penalty in addition to income ...

If you're in your first year of retirement, here's the 401(k) decision that new retirees regret the most. Too many people over-withdraw and wish they hadn't.

Vanguard data shows Americans are pulling money out of their retirement accounts early at record rates to help make ends meet.

A record number of Americans tapped into their 401(k) retirement savings for hardship withdrawals last year due to financial challenges, new data shows. Vanguard Group reported that 6% of participants ...

You can now take penalty-free 401(k) withdrawals to pay for LTC insurance. The most you can withdraw for this purpose is $2,600 in 2026. Taking a 401(k) withdrawal for this reason could set your ...