USDA loans are affordable mortgage options for eligible home buyers in rural areas. Learn about how USDA financing works and their eligibility requirements here.

🚨 2025 USDA Update: Income limits increased to $110,650 for 1-4 person households. Rocket Mortgage USDA loans now available with 24-hour pre-approval. 97% of US land qualifies!

Feb 3, 2022 · USDA home loans aid rural and suburban buyers. Learn about USDA loan requirements, benefits like no down payment and low rates.

Oct 2, 2025 · With lower interest rates than conventional loans, USDA loans do not require a down payment. Forbes Advisor ranked the top USDA mortgage lenders for your convenience.

What Is A USDA Loan? A USDA loan (also known as a Rural Development loan) is a type of government-backed mortgage guaranteed by the U.S. Department of Agriculture (USDA) that …

A USDA home loan is a zero-down-payment mortgage for home buyers in eligible towns and rural areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program, a …