If you’re thinking about buying a house (you’re out of debt and you have your down payment), and you’re waiting on real estate prices to come down or interest rates to drop, don’t wait. Buy a house now if you’re ready. The prices aren’t going to come down, and you can always refinance the interest rate. ✔️ Get a RamseyTrusted Agent in your corner who won’t treat you like just another transaction: https://ter.li/Trusted-Agent | Dave Ramsey

The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey